Wage Armor is a marketing name for the mutual holding company, Wage Armor Group Inc. and its subsidiaries. Those subsidiaries include, but are not limited to, Wage Armor Life Insurance Company and Wage Armor Life Insurance Company of New York. Insurance products and services are offered by Wage Armor Life Insurance Company in all states except New York. In New York, insurance products and services are offered by Wage Armor Life Insurance Company of New York, Albany, NY. Product availability, features and rates may vary by state
Wage Armor recognizes the importance of protecting information that users of Wage Armor websites provide to us. We adopted this Online Privacy Policy to tell you how we collect, use, maintain, protect and disclose information collected online.
You may browse pages within any Wage Armor website for general information about Wage Armor and its business without providing us access to any of your personal information except as described herein. If you choose to take advantage of certain Wage Armor website features or services, you may be asked to provide certain personal information that can be used to personally identify or contact you. In addition, certain pages on Wage Armor websites provide online access to personal information (such as your policy) and allow you to complete or request certain transactions online.
This Policy applies to information we collect:
It does not apply to information collected:
By accessing or using any Wage Armor website, you agree to this Online Privacy Policy, so please review it carefully to understand Wage Armor’s treatment of online information. If you do not agree with this Policy, you should cease use of Wage Armor online resources and contact us by telephone at 800-869-0355. Please know that this Policy may change from time to time, and your continued use of any Wage Armor website is conditioned upon your acceptance of those changes. Please review this Policy periodically. We will post notice of any material changes on the home page for a reasonable time.
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Wage Armor collects various types of information from and about users of our websites, including the following information that is designated by certain laws as “personal information”:
The information we collect on or through any Wage Armor website may include:
As you navigate through and interact with any Wage Armor website, we may use automatic data collection technologies, such as cookies and Google Analytics, to collect certain information about your equipment, browsing actions, and patterns, including:
The information we collect automatically is generally statistical data and we may maintain it or associate it with personal information we collect elsewhere or from third parties. This helps us to improve our websites and to deliver a better and more personalized service. This includes enabling us to:
The technologies we use for this automatic data collection may include:
We use information that we collect about you or that you provide to us, including any personal information, in the following ways:
We do not sell personal information collected from users of our websites. We may disclose personal information that we collect or you provide as described in our Customer Privacy Policy and, where applicable, our HIPAA Notice of Privacy Practices. Without your consent, we may share your information with persons or organizations in and out of Wage Armor and our affiliated companies as permitted or required by law, such as with service providers, companies pursuant to a potential merger or acquisition, and law enforcement.
Wage Armor has implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls and we have implemented various physical, technical and administrative safeguards. Any payment transaction information is protected in accordance with industry standards, including Payment Card Industry (PCI) data security standards.
The safety and security of your information is also your responsibility. Where you have chosen a password for access to certain parts of any Wage Armor website, you are responsible for selecting a strong password and keeping the password secret. We ask that you use a password unique to Wage Armor websites and never share your password with anyone. If you believe your password may have been compromised, please contact us immediately.
The transmission of information via the internet is not completely secure. Although Wage Armor does its best to protect your personal information, we cannot guarantee the security of information transmitted across the interest to any Wage Armor website, or that Wage Armor websites will be free from malware or malicious attack that could result in compromise of your information. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on any Wage Armor website. WAGE ARMOR MAKES NO WARRANTY RELATED TO USE OF ANY WAGE ARMOR WEBSITE AND ASSUMES NO LIABILITY FOR COMPROMISE OF YOUR SYSTEM. In the event of a data security incident and as required by law, we may notify you by posting to an Wage Armor website, or by email, mail, or telephone.
To protect Wage Armor websites from unauthorized use and to ensure proper function, we may monitor activities on any Wage Armor website. Anyone using an Wage Armor website expressly consents to such monitoring and is advised that if such monitoring reveals possible evidence of criminal activity, Wage Armor may provide the evidence of such monitoring to law enforcement.
Wage Armor websites may contain links to third-party websites ("linked sites"). Linked sites are not under the control of Wage Armor and Wage Armor is not responsible for the privacy practices of these websites. When you access a linked site, you agree to independently review the privacy information provided on that website to determine its privacy practices.
Wage Armor websites are not intended for children under 13 years of age. No one under age 13 may provide any personal information to or on any Wage Armor website. We do not knowingly collect personal information from children under 13 via any Wage Armor website. If you are under 13, do not use or provide any information on any Wage Armor website or on or through any of its features, register on the website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us.
Wage Armor will post any changes we make to our Online Privacy Policy on this page and the date last modified is displayed at the end of the policy.
If you have questions or comments about this privacy policy or our privacy practices, contact us via our toll-free number.